📘 Terms & Conditions – Shaktitva Academy

Welcome to Shaktitva Academy. By using our website, Graphy, Razorpay, or enrolling in our courses, you agree to these Terms. If you do not agree, please discontinue use immediately.

1. About Us

Shaktitva Academy provides holistic programs integrating Yoga, Kalaripayattu, Chess, Ayurveda, and Astrology. These aim at personal growth and are not substitutes for professional medical or legal advice.

2. Eligibility

• Minimum age to access services: 13 years
• Under 18 requires parental/guardian consent
• You agree that provided details are accurate

3. Account Registration & Security

• Some courses require creating an account on our platform or Graphy.
• You are responsible for your login credentials.
• We may suspend accounts in case of misuse or breach.

4. Course Enrollment & Payments

• All fees, modules, and schedules are listed on our platform.
• Payments are securely processed through Razorpay.
• Fees are non-refundable unless stated otherwise.
• You may not share, record, or redistribute course content.

5. Intellectual Property

All course materials and digital assets belong to Shaktitva Academy. You receive a personal-use license; redistribution or copying is prohibited.

6. User Conduct

• No illegal, abusive, or harassing behavior
• No hacking, reverse-engineering, or unauthorized access
• No misuse of community features for spam or solicitation

7. Health Disclaimer & Injury Liability

You acknowledge physical activities involve risks. Participation is voluntary and at your own risk. Shaktitva Academy is not liable for injuries, medical issues, or complications.

8. Disclaimers

Services are provided “as is.” No guaranteed outcomes. Guidance (including astrology) is interpretative and not professional advice.

9. Limitation of Liability

We are not liable for indirect, incidental, or consequential damages. Maximum liability is limited to the course fee paid.

10. Indemnity

You agree to indemnify Shaktitva Academy for damages arising from misuse, violations, or negligence.

11. Third-Party Platforms

We use Graphy and Razorpay; users must follow their policies as well.

12. Privacy

Your data usage is governed by our Privacy Policy.

13. Termination

We may suspend or terminate accounts violating terms.

14. Force Majeure

We are not responsible for delays caused by events beyond our control.

15. Governing Law & Dispute Resolution

These Terms follow the laws of India. Mediation is recommended before legal action.

16. Changes to Terms

Terms may be updated periodically. Continued use means acceptance.

17. Contact Us

Email: shaktitvaacademy@gmail.com
Phone: 9967327439